Forex Online: 10/01/09

By Warren Parker

Mutual funds are an excellent investment vehicle and should seriously be considered as part of your portfolio if you want to be a successful investor. The benefits of finding the best performing mutual funds will allow you to diversify your investments while significantly reducing your risk.

Many investors will tell you that the best mutual fund advice is to simply look at the past performance of a mutual fund but this is not a very effective method of determining how successful a fund will be. Taking a look at the trade volume of particular mutual fund is also ineffective.
So given this situation, how can you find the best performing mutual funds available?

The answer to this question depends on what types of investments you want to invest in. Whether it is a fund that specializes in stocks or bonds, and also how much risk youre willing to take.

Fortunately, there is a reliable source that you can use that assigns mutual funds rankings based on very particular criteria. Morningstar is an example of such a company that uses criteria such as past performance and trading value to determine a ranking based on a star rating system.

How effective is this ratings system for the best performing mutual funds?

These factors combined helped to draw up a better picture of how well a mutual fund has performed in the past and how likely it is to perform in the future|The indicators that such ratings use helped presents a better picture of how likely a particular mutual fund will perform in the future|These specific criteria that companies such as Morningstar use to rate particular mutual funds is extremely effective at determining how well they will perform in the future. Business periodicals such as the Wall Street Journal and Business Week also provide valuable insight into recommended mutual funds.

The bottom line to finding the best performing mutual funds is to thoroughly do your research behind a fund that you are interested in. Before deciding to invest in a particular mutual fund, be sure to do thorough research behind the board of advisory to ensure that they have adequate experience in their field. - 23309

About the Author:

Learn to compare mutual funds and what factors you need for a successful portfolio. Get free information about mutual fund investing including advantages, definition and the different types available.

Widget by Css Reflex | TutZone | Brought to you by : AllBlogTools.com

http://retwt.me/ce6p
Posted in Funds

By Klaus Bazel ,

Gold has been a symbol of money and wealth all through history. Maybe that is why your decision to buy gold can be one of the best decisions you ever make. A lot of times, gold sellers will be seen selling gold at a time when its value is at its height. This makes sure that the profits received are healthy, which is made possible by the fact that gold can be sold and traded 24/7.

Even small businesses are learning how to buy gold and sell gold. In the meantime, they are following the prices in a way that is similar to following the stock market. However, gold is not like the stock market because gold bullion does not depend on the successes of other institutions or individuals. You can learn how your small business can become more successful and wealthy by buying, trading, or selling gold.

So why does buying gold seem to make a lot of sense? Well, gold has been around for quite some time, which is most likely a reason why it is better than other investment vehicles. Here are some facts to consider:
So why does buying gold seem to make a lot of sense? Well, gold has been around for quite some time, which is most likely a reason why it is better than other investment vehicles. Here are some facts to consider:

- Rust or tarnish will never ruin your gold.
- Gold is not heavy and cumbersome like some valuable items (paintings, statues & other collectibles.

- Gold can be sold at any time and any place.

- Gold is lightweight compared to other valuable items, such as statues, paintings, and collectibles. Selling gold is quite easy.

You, like many others, may have the misconception that you cant afford gold. However, now is the best time to invest. Small gold bullion or small gold nuggets can be acquired at affordable prices. There are many companies that deal in gold and will sell it in small sizes to make it more affordable for the average person.

This makes sense because golds value has increased 130% since 2002. This is why you should have your small business buy gold and benefit from it. Because small business owners may have a difficult time keeping a business going, the decision to buy gold or trade gold can help make that business wealthier.

As for why this makes sense, the value of gold has increased 130% since 2002. This is all the more reason why the small business should buy gold and benefit from it. A small business can be difficult for a small business owner to keep going, so the decision to buy gold or trade gold can help the financial stability of that business.

Even analysts are recommending that businesses buy gold due to the safety of the investment and the safety net that it provides against inflation and the weakening dollar.

And although investing seems similar to gambling in todays economy, the business that buys gold is obtaining a hedge against economic downfalls in the future, such as a stock market decline.

Small business owners are realizing the ability to buy gold and sell gold within their business to make it wealthier. This is a great way to create a retirement fund or another fund that cant lose. - 23309

About the Author:

Small business owners are growing wealthier because of the possibility to buy gold andsell gold. The business adds assets and builds equity, as well as creates a nest egg for retirement.

Widget by Css Reflex | TutZone | Brought to you by : AllBlogTools.com

http://retwt.me/ce6p
Posted in Gold / OiL

By Samatha Ferguson

Dividends are payments from shares, unit and investment trusts, which, investors hope, are not only regular (usually twice a year) but also rise over time to reflect the companys (or trusts) growing fortunes. Dividends are taxable as income.

The good news is tax on

share dividends is deducted before you get it. If you are a basic rate taxpayer, you dont have to do anything else. Nontaxpayers and ten per cent taxpayers dont need to do anything either. But theres bad news here: You cant reclaim the deducted tax under any circumstances. Even though its called a tax credit by HMRC, we refer to it as a deduction to save confusion.

Top-rate taxpayers have to declare dividends on their self-assessment form and have the cash ready to pay the gap between the 40 per cent rate and the tax deducted.

Whether you get income from unit trusts, investment trusts, or individual shares, look at the date the dividend was declared and ignore the period for which the dividend applied. A 10p a share dividend for the year ending 31 December 2006 declared on 1 May 2007 and paid on 1 June 2007 counts as part of your 2007 " 08 return, not the 2006"07 calculation.

If you invest for long-term growth in shares that pay low or no dividends, youll pay less income tax. But dont forget these shares tend to be riskier. And you can get hit for capital gains tax on your profits.

Dont forget if you are near the top of the basic rate ladder " earning around $36,000 a year " your dividends can push you into the top tax bracket. For instance, if you earn $36,500 and have $3,500 of dividends youll be over the $39,825 (in 2007"08) basic rate tax limit for a person aged under 65.

Dividends from stocks traded in foreign markets can be tough to deal with. You may have to convert dividend payments into sterling as well as account for them separately.

You need to fill out the foreign income pages of the self assessment form. The UK has double taxation agreements with most foreign countries. The effect of these agreements is to cap the tax due on foreign-sourced income so you are no worse off as a result of possibly being taxed twice.

Many stock market companies have schemes by which shareholders can opt to receive new shares to the value of their dividends rather a dividend cheque. Even if you choose this option, you still have to declare the value of the new shares and any balance carried forward in cash because it is not large enough to buy a share. Youre liable for tax on re-invested dividends in just the same way as a cash dividend. - 23309

About the Author:

Learn How to Invest Today from the basics to advance. Find financial freedom from debit and other money worries by learn how to invest and learning to control your money.

Widget by Css Reflex | TutZone | Brought to you by : AllBlogTools.com

http://retwt.me/ce6p
Posted in Forex Learning

Simplex

Latest Posts

Blog Archive

Flags